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What to Keep Safe at Home, Not in the Bank

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esafes - 116.jpgMany of us believe that the safest place for our valuables is the bank, after all a bank safe deposit box has 24-hour security and alarm systems.

But the contents of a bank safe deposit box are often not insured, whereas the items in your security safe at home will usually be insured under your household insurance.

It's also not a great idea to store important documents you made need immediate access to, as bank safe deposit boxes are usually only accessible during bank opening hours and boxes are often sealed upon notice of death. To open a sealed box will usually requires estate representatives to provide court papers to the bank.

For these reasons, it's a good idea to have fire proof security safes in your home.

Below are suggestions for what to keep in it:

Property insurance details should be kept close to hand in case your home is damaged and you need to file a claim quickly.

Passports and birth certificates can also be kept in a home security safe, this can be useful if you need to establish the identity of yourself or a family member.

For peace of mind it can be very useful to keep a digital copy of any family photos on a CD or hard drive, that way if there is a flood or fire you will still have your family memories safely stored away.

Keeping copies of important legal documents, including health care policies and living wills, at home may become helpful for yourself or anyone else for whom you are designated attorney-in-fact or health care surrogate. Having these at home can help to ensure the protection they were produced to give.

If you do have valuables in a safe deposit box at a bank, keeping your keys safe is essential - so keep them locked away in your own safe.

A security safe can also be the perfect place to store important information such as family doctors details and any prescription medication information. This could also include documents relating to investments, retirement, bank accounts and any connected contact information.

Any jewellery and other valuables that you want access regularly can also be stored in the safe. Along with spare keys and information about your vehicles, were they will be readily available should you need to access them quickly.

It can be useful to keep a small amount of cash in your security to safe for any emergencies.

Whatever you choose to store in your security safe is dependant on your personal circumstances and the size and location of your safe.

eSafes.co.uk can provide you with security safes that will suit your specific circumstances. With over 30 years experience in the security industry, the family run business have a reputation for a first class and confidential service to all domestic and business customers.

They can provide you with reassurance that your valuables are kept secure and close by in a security safe that suits your needs.


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Long established as a style icon, Sienna Miller wins over fashion critics every time with her laid back boho goddess vibe. Her look is cool, unique and, let's face it, practical too! But what's the secret to achieving such a look without appearing too casual?

Hippie chic is all about how you piece an outfit together and create the right look for the right occasion. Sienna is amazing at putting items of clothing together that shouldn't work but somehow do. Ever wanted to steal her style? Well, now is your chance to do so without breaking the bank.

Joe Browns is a high street brand that will make shopping for your new boho wardrobe easy - the range includes some of Sienna's signature patterns and key pieces, like paisley patterned tops and dresses, flowing below the knee skirts, cowboy boots and denim jackets. To mimic Sienna's spring casual daytime look, go for a loose fitting paisley patterned top, and wear it with either skinny fit jeans or slouch jeans for extra comfort, a leather boho bag and round framed sunglasses. Simple!

Attending a festival this year? It'll be your perfect opportunity to work some hippie chic. With this look, the more laid back the better, so get ready to experiment. Sienna's festival style is defined by denim shorts, loose fitting tops, long necklaces and slouchy footwear such as cowboy boots or worker boots. This look is great because you won't get too hot or find your feet aching by the end of the day.

If you're brave enough to try double denim, why not go for a pair of ripped denim shorts and a cute cropped denim jacket from the Littlewoods collection of Joe Brown clothing? As well as this look working for festivals, it can also be carried off easily for casual day wear. If you want to try the look but with a slightly more girly edge, try a floral below the knee skirt with a white top and pumps - or, for an even more glam effect, you can go for a halter neck dress with worker boots or sandals.

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hair extensions kit.jpgEvery year the Global Language Monitor (GLM) reveals the top fashion buzzwords of the year and 2012 saw ethical and sustainable fashion ranking in the top 20 places.

For the second year running, Kate Middleton took the top spot with the 'Duchess Effect' as the most powerful fashion buzzword. The Duchess of Cambridge has become the first person to ever top the annual poll for two consecutive years. Her sister, Pippa Middleton, also made the list with 'Pippa's Bum' shortly following behind her as the top fifth most popular axiom.

The study was analysed using NarrativeTracker 2.0 and it was based on global discourse, providing a real-time, accurate picture of what the public is saying about any topic, at any point in time. The list of catchphrases was compiled by analysing the internet, blogosphere, the top 75,000 print and electronic global media as well as new media sources as they emerge.

According to the research, 'braids' ranked number three as an influential buzzword. Plaits were a very popular hair trend last year and the trend is set to continue over the next 12 months; so join the fashion band wagon and plait your hair into a chic ponytail. If you have short hair, you can still get on board the latest style with hair extensions.

As well as hair crazes, fashion deemed extremely influential as it dominated the majority of the poll. 'Pale colours', 'Tangerines', 'Novelty denim', 'African prints' and 'Ankle boots' all appeared in the top 20 buzzwords as well as the sayings 'Mixed florals' and 'Colour blocking'.

Furthermore, green and environmental fashion ranked in the list of slogans and completed the top 20 positions. The number 19 buzzword of 2012 was 'ethical fashion' which involved it taking a bolder stand and moving into the mainstream with the likes of Stella McCartney and Ally Hewson leading the way.

Finishing the findings as the last top 20 hotspot was the saying 'sustainable fashion', with the report stating that it is not just from Austin, Berkeley and Portland brands anymore.

Bekka Payack, fashion director for Global Language Monitor, said: "Fashion is now being influenced from all points on the globe, with the rise of the regional fashion centres driving tribal, sustainable and eco-based trends."

The GLM also graded the Top Fashion Capitals by their online presence and London beat New York City as the most powerful fashion capital for 2011 worldwide. The top 10 consisted of the English capital and the Big Apple as well as Paris, Milano, Los Angeles, Hong Kong, Barcelona, Singapore, Tokyo and Berlin.

So follow the latest fashion trends of glazier blues, minimal whites and lavender and plait your hair into stylish braids with the help of some clip in hair extensions. Keep incorporating ethical items into your wardrobe with eco-friendly shopping bags and do your bit to reduce your carbon footprint! Stay up-to-date with new fads and look no further than Additional Lengths for all your hair accessory needs.

How to Make the Most Out Your Small Garden

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A garden can be a challenge if you have little space to work with. Using the available room to create a unique garden is possible, but there are a number of elements to take into consideration.

Small gardens need a strong design in order to make use of every inch of space. The best way to do this is to be brave when choosing shapes, colours and plants.

Planning different elements to incorporate can make your garden appear bigger, but use too many and your garden will soon become over-crowded.

Decide which of the following fundamentals to include, and importantly which to leave out; different heights, wide curves, structural shapes, water features, bold planting and synchronised planting.

Many people try to include too much, using too many different styles, which can end up looking a mess. Remember less is more and choose one main style or feature.

The right outdoor lighting can bring a small garden to life come nightfall, but this can still be simple.

There are many low-voltage garden lighting systems out there, and getting expert advice for the installation is essential. There are a number of simple kits, which involve running the cable round the garden and clipping the lights into wherever you want them.

To save the trouble of cables, or if you simply don't have a plug in the right place, solar lights are the answer. The usually cost more than the plug in types and aren't as powerful, but can be placed anywhere in the garden, as long as they will have sunlight during the day to charge up.

Your lawn can also be used to add interest in a small garden, and to visually push boundaries. A circular lawn pushes boundaries out in every direction, this is a great option for a small garden and will also give your garden a stylish look.

A diagonal lawn can stretch out your garden, and add interest to regular, flat plot of grass.

A square lawn is loved by traditionalists but can appear boring. Unless you plan on having a formal garden with a number of features it may be worth considering changing the shape of your lawn.

Using height can add interest and give your garden in a third dimension. This gives you a great opportunity to grow climbing plants and use the space to position features you may not have had room for. You can potentially double the area of your garden by taking advantage of growing upwards.

For a small garden, a main feature will give your garden a focal point.

One of the best ways to do this is to install a small water feature. A small running water piece can look just right in a natural garden or a more structured space.

For a patio area, a wall-mounted feature is perfect - it will add atmosphere without taking up any space.

When choosing a water feature, remember to withstand the urge to put a very large water feature in a tiny garden. It will overpower the entire space.

In short a small garden can become a beautiful and relaxing space as long as you plan effectively.

For all of your outdoor lighting needs affordablelighting.co.uk will have the right style for your small or large garden.

Margolis - 103.jpgSponsored post

If you are revamping the office there is a lot to think about - good quality office furniture, appropriate decor, the layout of the office and what about going green?

Every business is different and the look and feel will be determined by the office location and the nature of what your company does - from creative media companies in converted barns in the country who want a funky look, to banks in modern high street premises with the minimalist feel.

Egg and swan office chairs may help to achieve that more creative and relaxed feel in the office. Leather or mesh chairs may provide a more formal look. There is so much to choose from these days. If you decide on the style of furniture you want, then that will help to determine the decor.

So, what about going green in your new-look office space? Recycling printer cartridges, mobile phones and paper are easy wins, so give your employees the opportunity to do their bit by providing recycling opportunities around the office and arranging regular collections.

For recycling to be successful, you need to be buying recycled goods as well as recycling old office supplies. Did you know that by buying back recycled goods less energy is expended to create new products from raw materials? For example, recycled paper can use up to 90% less water and 50% less energy than making paper from scratch.

Improving your company's energy efficiency can improve your position as an eco friendly business and save the company money.

Always make sure you get electrical equipment with good energy efficiency ratings and introduce an energy saving policy among your employees, asking them to turn off computers, printers, lights and other equipment when they are not being used.

Computer monitors can use up to 10% of energy when on standby, so turning them off could make a huge difference. Office equipment alone accounts for around 20% of a company's energy usage and even as much as 70%. Did you know that a computer left running 24/7 will cost £70 to run?

And, did you know that lighting an empty office overnight wastes enough energy to heat the water for 1,000 cups of coffee. Encourage everyone to turn the lights off as they leave a room and at the end of the day and try using energy efficient light bulbs.

Reducing the amount of paper you use will also help. Did you know the average worker uses up to 100 sheets per day? Some ways to reduce paper usage include: reading on screen, more emailing rather than printing out or posting, reduce the font size or margins and print on both sides so less paper is needed. Have you thought of using a virtual storage space for files rather than paper filing?

Turning the heating down by just one degree could save you 10 per cent on your heating bill and will drastically reduce your greenhouse gas emissions.

Find out more about an energy efficient office space from the British Assessment Bureau. Margolis office furniture specialists can help you to choose the right furniture for your budget and office space.

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The global move towards low energy lighting has been joined by the US, where incandescent bulbs will be phased out and new technologies such as LEDs brought in.

Despite objections from many in the US, the legislation mandating greater efficiency became law on January 1 this year.

Due in part to the new standards in the US and Europe, major leaps are being made within the lighting industry as research takes place to build better lights and different types of bulb.

The bulb that was invented by Thomas Edison and has been used for so many years is on its way out, and is being replaced by newer more advanced technology that improves energy usage and environmental impact of light bulbs.

The way the whole world views light bulbs needs to change - moving away from a throw away cheap item to something that is more likely to be viewed as a long-life home appliance. LED lighting and other newer technologies can give up to twenty years of use rather than about twelve months from a normal bulb.

Lighting companies in the US are gradually phasing out the old style bulbs, like the 100-watt bulb. New technologies are replacing the former and will use at least 28 per cent less power. These changes will bring the US in line with the UK and other countries in Europe, where eco-friendly bulbs were introduced three years ago.

China will also be joining in this year, banning the 100-watt bulbs and implementing plans for bulbs to have lower wattage by 2016.

"There are about four billion screw-in sockets out there [in the U.S.], and today only a quarter of them have an energy-saving bulb in them," said Noah Horowitz, a senior scientist with the Natural Resources Defense Council.

"When the standards are in full effect, we'll cut our nation's electric bill by about $12.5 billion a year and eliminate the need for 30 large power plants and all the pollution that comes from them. It's a big deal."

The change in standards comes in as many lighting companies, large and small, are developing new technology for the industry.

This has already included a new type of incandescent bulb, the 72 watt halogen incandescent bulb, which is relatively inexpensive and will fit into existing sockets.

"It's a bulb that costs only marginally more," said Brian Howard, co-author of a book on new lighting technologies, Green Lighting.

"You get the same colour, temperature, light that we're used to. So really the only disadvantage is that they don't last quite as long as fluorescents. The lifetime of halogen incandescent (bulb) is about two to three years".

Small steps of change are beginning and according to the US Energy Star efficiency programme, if every home switched just one bulb with an energy efficient one, the US would save $600 million a year.

UK energy savers can snap up their environmentally friendly LED lights for both inside and outside the house from leading lights specialists www.lights2go.co.uk.

An Old Mattress Can Ruin Your Love Life

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A quarter of people experience 'diminished' sex lives when sleeping on a mattress that's more than ten years old, a survey has revealed.

Deterioration of romance in the bedroom was blamed on sleeping on old mattresses by 83 per cent of Americans.

Those questioned who had mattresses that were more than ten years old said their sleeping was disrupted, leaving them feeling ill and tired.

The study was conducted in partnership with Dr. Robert Oexman of the Sleep to Live Institute. The research questioned people on their love lives, including the quality and frequency of intimate times.

The pairs were asked if they woke with aches and painful muscles, they were also asked if the woke up feeling tired. More than a quarter of couples answered yes to both questions. Of these people, eighty per cent said they often suffered from aching muscles and blamed their old mattresses as the cause.

The results showed a stark contrast from those who owned newer mattresses. According to research conducted by Harvard researchers at Massachusetts General Hospital, switching to a new mattress resulted in a huge improvement in quality of sleep. And, in turn, couples reported increased romantic feelings towards one another and an improved sex life.

It's not shocking to find that mattress quality and support go hand in hand with a content sex life. A good night's sleep is essential for over all wellbeing, according to Dr. Oexman.

"Many studies have shown that the right mattress can result in significant improvement in sleep quality, the ability to fall asleep faster and sleep longer, as well as a reduction in back and neck aches and a significant decrease in soreness, stiffness and pain.

"Study participants who enjoy improved quality of sleep have even reported a decrease in food cravings, a more refreshed appearance, and a decrease in negative moods.

"Next to healthful sleep, 'bedded bliss' is the secondary goal in the bedroom.

"To help keep your relationship alive, you owe it to yourself and your partner to do all you can to make your bedroom a healthy, happy environment," explains Dr. Oexman.

Latest research into sleep encourages eight hours of quality sleep, however some people find a little less or more suits their bodies better. Between seven and nine hours is fairly normal for most people.

To get a perfect night's sleep make sure your mattress is up to scratch. A mattress, when looked after properly, can last up to ten years but if you start having broken sleep and waking up with aches and pains it may be time for a new one.

For all your beds and mattress needs go to Bedworld, the bed experts. They have been selling bed since 1999, and have thousands to choose from.

Bedworld chooses the right products at the right prices. With top bed brands available including; Silentnight, Sealy, Millbrook, Hypnos and Memflex for memory foam mattresses.

The selection includes memory foam, pocket sprung, natural latex and the most popular open coil. We stock single, double, king size and even the super king size in different tensions which are soft, medium, firm and extra firm. Choose the right mattress quality and price online at Bedworld.


Christmas Tree Biscuits.jpg

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As we already know, Christmas Day is closing in. Christmas Day is a perfect time for sharing - and this applies to food as well as to presents and cards. If you have a great interest in cooking then why not try creating a unique dish for your family and friends this year?

What you create over the Christmas period is entirely up to you, but cooking and backing is an integral part of the Christmas tradition. Whether you create an authentic dish or simply customise an existing recipe with festive ingredients, make sure that you have fun and get the family involved and have fun following great Christmas recipes.

Of course, Christmas dishes don't have to use the same ingredients and even pasta recipes can be adapted to show a festive influence. However, for those more interested in traditional dishes here is a brilliant recipe for Ginger Christmas Biscuits. These lovely snacks are very famous in Sweden and are commonly made in preparation for Christmas Day.

Ingredients

140g butter
2 tsp vanilla essence
1 tsp ground cinnamon
2 tsp baking powder
1 cup (160g) brown sugar
1/2 cup (175g) treacle
1/2 tsp ground cloves
Thin ribbon, to hang
2 eggs
4 cups (600g) plain flour
1 tsp ground ginger
Icing, to decorate

Method
Melt the butter, treacle, cinnamon, sugar, cloves, and ginger in a pan on a medium heat.

Mix the eggs with the vanilla essence and stir in the flour and baking powder until the mixture reaches a smooth consistency.

Combine the mixtures together to form a dough and split it into three portions.
Cover these in plastic wrap and put them in a refrigerator for two hours or until they become firm.

Prepare the oven to 180 degrees Celsius. Grease and cover two baking trays with non-stick baking paper. Expand one portion of the dough between two sheets of baking paper until it is 4-5 mm thick. Use a rolling pin to achieve this.

Use Christmas cookie cutters to make the shape of your biscuits and then place them on trays. Use the piping nozzle to create a hole in each biscuit for the ribbon (which will be added at the end).

Bake in the oven for 5-10 minutes or until the dough is gold and firm.

Repeat these processes for the remaining dough.

Remove the baked cookies from the baking trays and place on a wire rack to cool.

Decorate the cooled biscuits using icing. Make sure the biscuits are fully cooled before beginning this stage and get small children to assist you.

Add a thread with ribbon to the pre-cut holes in order to hang the biscuits on the Christmas tree.

This recipe will make over fifty biscuits and is therefore perfect for families.

Those interested in baking with spices such as ginger should take a look at the range of products and recipes provided by companies such as Schwartz. These will offer useful tips on how to create the best dishes - perfect for the run-up to Christmas.


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With over 1.5 million members already sharing more than six million trips per year in Europe (France, Spain and more recently the UK), BlablaCar has created a fast growing community that connects drivers who have empty seats with people looking for a lift. 


Part travel site, part social network, www.blablacar.com creates a trust network allowing users to post details about themselves and rate each other on a range of criteria, from performance and reliability, to how chatty they are. Having recently launched in the UK, the company has grown into Europe’s most active people-to-people car sharing community in just a few years, recently announcing that its community has shared over 1 billion kilometres on the road!


 


The success is attributed to crippling petrol prices, which have increased by an extraordinary 41% in just four years, with drivers looking for ways to share the burden of rocketing petrol costs on journeys they are already making. Drivers could earn as much as £2,200 per annum by only sharing 150 miles of travel per week while passengers find it is an extremely cost effective alternative to any other form of transport on their chosen route. 


 


BlablaCar drivers have saved over £100m since January 2009, making it one of the best money saving sites for motorists. In the process this has saved 200,000 tons of CO2 from polluting the atmosphere. With BlablaCar you can earn/save money and save the environment in a sociable way!


 


To promote the service BlablaCar is rewarding UK drivers sharing their journeys between the North West (including Manchester, Liverpool, Oxford, Birmingham) and London with £500 in cash. Anyone driving between the North West and London can join by posting their trip on BlablaCarBlablaCar team members will act as genuine passengers on the site and hand £500 to the selected winning drivers! (More details on www.blablacar.com/london2NW).

 



 

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Fed up of spending so much of your hard earned on fuel bills? Once a year, the six big energy companies usually increase their prices. However, so far this year prices have been increased not once but twice: first in April, and then again in June.

British Gas, E.ON, and Scottish and Southern Electric have hiked up their gas tariffs by 18%, increasing electricity by 16%, 11% and 11% respectively. Npower have increased gas by 16%, electricity by 7%.

And Scottish Power's gas tariffs have increased by 19% with electricity following at 10% more. These are only the most recent increases, and looking at past trends, they won't be falling anytime soon.

So how can you save money whilst the power giants increase their prices? This is where realistic, sustainable solar energy from HomeSun comes in. Installing free solar on your home could save you £237 and wipe out the British Gas price rise (see http://www.homesun.com/energy-price-rises). Developments in any good green energy such as that offered by HomeSun are held back by big power companies, but now people have the chance to declare independence from this. You can generate your own electricity by installing solar panels completely free.

200614_173305526055711_159321044120826_436552_7006518_n.jpg A home solar system consists of panels fixed onto your roof, wired to a small inverter (ideally in your loft). This converts solar electricity (DC) into household/grid electricity (AC). From the inverter, the electricity flows through a solar meter to your existing consumer unit (fuse box) where it’s connected to the rest of your home’s electrical system. Bob's Your Uncle!

To qualify for solar panels your roof should face as close to south as possible (southeast to southwest can be OK) and have a pitch of between 25 and 55 degrees. Ideally, you will also need to look for 24m2 squared of unshaded roof  for a 12 panel system size to 2.94KW.

However, if you are still unsure about whether you quality for solar panels go to the Home Sun website. On the website you can also get information on the benefits of solar panels and look at some of the featured homes, complete with homeowner interviews, images and videos.

HomeSun - http://www.homesun.com/



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How Do Hybrid Cars Work?

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Honda hybrid.jpgWith a number of recent developments propelling hybrid cars into the forefront of public attention, people are beginning to consider updating their existing vehicles to more eco-friendly models. But how exactly do hybrid cars work? And what are the benefits which they offer motorists?

Hybrid cars are different from electric cars in that they operate using both an electric motor and a traditional petrol powered engine. This means that they are able to offer high levels of performance whilst keeping environmental effects low.

How Do They Work?

The initial energy of a hybrid car is generated by the petrol engine in the same way as a conventional car. The difference lies in what happens to this energy after it has been expelled. Rather than being wasted, as with normal cars, hybrid cars recapture it and use it to recharge the battery which powers the electric motor.

Honda logo.jpg The electric motor is designed to boost the power and performance of the car, meaning that the traditional engine is not required to do as much work. This means that the car continues to perform at a consistently high level but uses less petrol, making it have better fuel efficiency and lower carbon dioxide emissions.

What Are The Benefits?

Of course, the main benefits of hybrid cars are those which relate to the environment. Low emission cars are those which emit lower levels of carbon dioxide from their exhaust fumes, thus lowering the harmful effects on the environment.

Alongside these benefits, hybrid cars also have a number of economical advantages for their owners. A number of hybrid cars are exempt from costs such as the congestion charge and may be subject to reduced rates of road tax. This means that drivers can reap financial benefits whilst protecting the environment.

What Types of Hybrid Vehicle Are Available?

Hybrid vehicles are available in a number of different formats and styles, meaning that there is a model suitable for all needs. Even a 4x4 car can have lower carbon dioxide emissions to make it more environmentally friendly, meaning there is no excuse for motorists not to protect the environment.

An example of one hybrid car available in a number of formats is the Honda Insight. This vehicle comes in a number of different models, such as the SE, SE-T, ES, ES-T and EX. These are all individually priced and will come with different features and will boast different carbon emission and fuel efficiency levels.

They all utilise a 1.3 petrol hybrid engine and their mile per gallon ration varies from 61.4mpg to 64.2mpg, depending on the particular model. All of the models are rated as "B" in the VED banding system, meaning that their road tax costs absolutely nothing each year. The cheapest of the models is the SE which costs under £17,000. The SE comes with a number of interior features designed to offer improved comfort, such as climate control, active headrests, arm rests and audio controls integrated into the steering wheel.



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camden market.jpg With both high-street and high-fashion designers looking to the past for their style inspiration, and modern concerns of sustainability and individuality becoming a priority for many of today's consumers, vintage fashion is enjoying mainstream popularity like never before.

But where are the best cities to head for if you're a dedicated follower of retro fashion? London is a vintage mecca, with Camden Market and Portobello Road offering a vast selection of independent stalls and stores. The capital is also home to warehouse shops like Beyond Retro and the East End Thrift Store - great for those who love to rummage for their unique bargains.

Brighton, Bristol and Leeds are other UK cities now firmly established on the vintage shopping map. But the eclectic allure of pre-loved fashion transcends international boundaries, so which overseas cities offer the best hunting grounds for vintage lovers?

Los Angeles

As well as a vibrant variety of vintage clothing boutiques, Los Angeles is also home to a number of outdoor flea markets. On the second Sunday of every month, the Rose Bowl Flea Market takes over several fields the size of football pitches, with traders selling everything from vintage clothing and accessories to furniture and collectibles.

More permanent collections of vintage clothing can be found at popular stores such Wasteland, which sells remade and vintage designer pieces. American Rag is thought to be particularly good for menswear, while at American Vintage you can find embroidered Mexican dresses, silk kimonos, 1940s clothing and vintage T-shirts.

For those prepared to venture further out, Hidden Treasures in Topanga Canyon delivers exactly what it says on the tin. Looking as if it has been transplanted from Disneyland complete with totem poles, plastic dinosaurs and a treasure chest decorating the building, the shop sells affordable clothes, accessories and trinkets.

Amsterdam.jpgAmsterdam
Another city well known for its fondness for flea markets, Amsterdam is home to the permanent Waterlooplein market in the old Jewish quarter, and the Monday morning Noordermarkt in the Jordaan district. At both, second-hand and mid-century clothing can be found among retro homewares, books and antique curiosities.

As well as its popular weekly market, the bohemian Jordaan district also boasts dozens of independent vintage boutiques. Some of the best include Wini Vintage on Haarlemmerstraat, which offers hand-picked and affordable clothing and fabric, and Lady Day, which stocks original 1950s sun dresses, a good selection of children's vintage and a bargain basement.

Stockholm

Putting Scandinavia firmly on the vintage-lovers' map, the Bondegatan area of Stockholm is also renowned for its well-established retro stores, which trade in a wide range of mid-century fashions.

Lisa Larsson Second Hand is a favourite with bargain hunters, who search for one-off and designer pieces among the wide selection of clothes and shoes crammed into the small store. Band memorabilia, leather jackets and retro furniture can be found at Repris, while the city's three Beyond Retro stores pride themselves in serving up American vintage that hits current high street trends.

Tokyo

Japanese teenagers are known for their love of dressing up and quirky fashion. Those that parade in the Harajuku district have even earned an international reputation for it, so it's little surprise that Toyko rounds off our list of popular vintage-hunting haunts.

In Harajuku itself, vintage kimonos, Hawaiian shirts, sun dresses and retro T-shirts are all available at Kinji and Hanjiro, the latter being just one of a chain of large vintage stores in the city.

The area of Shimokitazawa is also popular with vintage lovers. Here another retro chain store, Chicago, sells classic Adidas jackets, while Haight & Ashbury specialises in more feminine pieces. Finally, in Koenji, the Ambitious store offers second-hand Levis, university sweaters and logo tops and S.O. Used Clothing leather jackets and band T-shirts.

Wherever your passion for vintage fashion takes you, when shopping for bargains it makes good sense to take adequate travel money with you - especially if you're planning on visiting street markets or smaller boutiques.

Having appropriate travel insurance will also help provide the peace of mind you need to really enjoy rummaging in some of the most unusual shops in the world. And if you regularly travel abroad to buy up stock for your own vintage shop, it may be worth taking out multi trip annual travel insurance.


Issued by Sainsbury's Finance

Why invest in solar panels now?


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There are many reasons to invest in solar panels. You'll drastically reduce your fossil fuel consumption, gift your home with clean energy as old as time and enjoy a power source that will never run out (well, not for a few billion years anyway!)

With the announcement recently that solar panels could be included in the government's Green Deal scheme in 2012, a lot of people may be waiting for it to start to help cover the costs of solar panel purchase and installation. However investing in solar panels right now will mean you could secure the higher kWh rates for your surplus electricity.

As a word of warning, the government is likely to slash the Feed-In Tariff rates early next year which means that you will need to order your solar PV system BEFORE 31st January 2012 at the very latest to benefit from the current generous rates that could mean you are £1,000 a year better off. This will therefore be before the Green Deal scheme comes into effect.

What is the Feed-In Tariff Scheme (FITs)?

The Feed-in Tariff scheme came into effect in April 2010 and basically means that anyone installing a solar PV system after this time will get guaranteed cash payments for generating their electricity using a renewable energy source.
Here's how homeowners benefit financially:
• First of all, homeowners will get paid for every kWh of electricity they produce.
• They will also get paid for every kWh of unused electricity they export to the national grid.
• As well as this, there is the obvious saving on utility bills to consider.
With all of these benefits put together, homeowners who are part of the Feed-in Tariff Scheme will be better off by as much as £1,000 a year.

Which solar PV installer should I use?

The Energy Conservation Group is the best installer to use. They are based in Ringwood in the beautiful county of Dorset and dedicate themselves towards delivering excellent green energy solutions to homeowners all over the country.
The company has over 10,000 high quality installations to their name and is well known for is passion for renewable energy.

Why should I use The Energy Conservation Group?

The Energy Conservation Group is second to none with regards to their passion for making sure their customers benefit as much as possible when they install a solar PV system. Their installations are second to none with regards to quality and cost effectiveness.
The Energy Conservation Group is not a "fit and forget" installer. They'll dedicate their time towards making sure that the customer is happy at every stage of the process and will monitor your PV panels installation to make sure that it is always working at optimum efficiency.
Contact The Energy Conservation Group now on 01202 811169, or on web-marketing@tecg.co.uk, what are you waiting for?

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Kim Woodburn.jpg Kim Woodburn from How Clean Is Your House fame has teamed up with British Gas to help the British public save money on their household bills with a range of handy household tips.

Says Kim: "It's brilliant that British Gas is giving UK households straightforward advice to help stop them wasting money on their energy bills. The current squeeze on household finances means it is madness to throw money away needlessly and I'm supporting this campaign to show people that they can start saving money today."

"I have loft insulation in my own home, as well as energy efficient light bulbs and draft excluders, and all of these have lowered my monthly bills. Take a look at British Gas' top tips to see what tasks you could do to save you money."

The tips can help you save money on your household bills as well as helping to save the environment. Installing solar panels provides a household with cleaner energy and can help save up to £800.

Energy saving light bulbs last ten times longer than regular ones, saving £40 over the lifetime of the bulb. Some of the hints include descaling your kettle to help the water to boil quicker, insulating your loft or replacing your boiler. The more efficient your appliances are, the less energy is wasted and the more money is saved overall.

Watch the following video to find out more about the Energy Spring Clean.


Family Life: How to De-stress

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Family life can be stressful, no matter how much you love your partner and children. Take a look at these great ways to take time out and relax so you can feel rejuvenated and re-energised.

If you are a busy mum who has to juggle family life, cooking, cleaning, picking up the kids from school as well as going to work, then you will certainly need some time out away from it all.

Massage and Spa

Feelings of tension can often build up in our shoulders without us realising it. When we are stressed or concentrating hard, sometimes we hold ourselves tense and so a good relaxing massage could be just the ticket to loosen those muscles.

Whether you put aside an evening with your other half and pamper yourselves with massages, or pay for a professional, you will feel relaxed and rejuvenated afterwards.

Alternatively, a bit of grooming can also do the trick. Get your nails painted, slap on a face mask to detox, and soothe your itchy scalp with Head and Shoulders shampoo to get you feeling more glamorous.

Romantic Evenings

While you love the kids and obviously would do anything for them, sometimes it is nice to have an adult evening to bond with your other half and put yourselves first every now and again.

The thought of paying a babysitter may make you think twice about going out on a Friday or Saturday night, and instead stay in and relax in front of the TV. However it is important to regularly make the effort to get dressed up and out of the house - whether it's to see a movie at the cinema, or a romantic meal in town, make it a regular date.

Take up a Hobby

When we are stressed or overworked most of us feel like we need a good holiday, or time off just to do nothing and relax.

As a mum, this can be quite hard, especially as kids do not just go away at the weekends, and not all of us can afford to give up a job.

Taking up a fun hobby could actually make you feel more energetic. Often all our bodies need to feel energised again is a different task to occupy our minds with that we really enjoy.

Whether this is arts and crafts, or a photography club, getting to know new people and then having tasks to focus on outside work and home can give you something to look forward to that is just your own.

women spinning classes.jpgExercise

Exercise is a great way to de-stress - doing any kind of exercise that raises your heart beat boosts your mood and even make you feel happier, not to mention the health benefits.

If you are not keen on going to the gym or hitting the roads for an evening or morning run, then try a class - whether that be indoor cycling, dancing, or a team sport such as hockey, netball or football.

If you enjoy watching Wimbledon each year then why not take that enthusiasm onto the court yourself and get together with some friends for a few games of doubles each week.

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